Privacy Policy – BizCash Solutions

Privacy Policy — BizCash Solutions (bizcash.net)

Effective Date: August 21, 2025

1. Introduction

At BizCash Solutions (“we,” “us,” or “our”), protecting your privacy is a top priority.  This policy outlines our procedures for collecting, using, storing, and disclosing information by Missouri laws and applicable federal regulations.

2. Information We Collect

a. Information You Provide

• Contact: Name, phone number, email, business name/address.

• Financial: Business revenue, credit-related documentation, bank statements, tax IDs.

b. Automatically Collected Data

• Technical details, such as IP addresses, browser/device types, and site navigation—via cookies and similar technologies—for analytics and site performance.

3. How We Use Your Information

Your information is used to:

• Facilitate connections with lenders and brokers.
• Manage and process loan applications.
• Enhance our service delivery and site experience.
• Fulfill legal obligations.
• Send marketing, upon your consent (with opt-out options).

4. Missouri-Specific Legal Requirements

a. Data Breach Notification (Missouri Revised Statutes § 407.1500)

If your sensitive data held by us is breached, Missouri law requires us to notify you without unreasonable delay after discovering the breach. Notification may be delayed only if a written request from law enforcement is provided, and notification must resume once permitted.

Our notification will include:

• A general description of the incident.
• Categories of personal information involved.
• A contact number for further assistance.
• Information on consumer reporting agencies and advice to monitor credit reports, CaseGuard+10, Missouri Revisor of Statutes+10, Perkins Coie+10, Davis Wright Tremaine+1.

If over 1,000 Missouri residents are affected, we must also notify:

• The Missouri Attorney General (timing, content, and method of notification).
• All consumer reporting agencies operating on a national scale, without unreasonable delay, Wikipedia+12Lewis Brisbois+12IT Governance+12.

b. Other Privacy-Related Missouri Statutes

• We do not collect or disclose Social Security numbers or other highly sensitive information, unless absolutely necessary—and when we do, we handle it with extra protections as required by law. Rev. Stat. § 407.1355 Morrison Foerster.
• Missouri does not currently offer a comprehensive consumer data privacy law similar to California’s CCPA; protection currently centers on breach notification and specific privacy rules (e.g., for financial data) Securiti+2Multilaw+2.
• The Missouri Sunshine Law governs public records, not our private business operations—but it underscores that our internal records are exempt from public disclosure CaseGuard.

5. Security Measures & Retention

We use industry-standard technical, administrative, and organizational safeguards to secure personal data. We retain data only as long as necessary for the purposes outlined or as required by law.

6. Third-Party Sharing

We may share data as follows:

• With lenders, to process loan requests.
• With service providers (hosting, analytics), bound by confidentiality obligations.
• When required by law or to protect our rights or others’ safety.
  We do not sell personal information.

7. Your Rights

While Missouri traditionally hasn’t provided broad consumer data rights beyond breach notification, you can always:

• Request access or correction of your personal data.
• Unsubscribe from marketing communications at any time.
• Please ask us to delete your data, subject to any applicable legal and operational obligations.

8. Cookies & Tracking

We use cookies to enhance website functionality and optimize performance. You are free to adjust browser settings to block or delete cookies—but this might impact your experience.

9. International Transfers

Though we store most data in the U.S., if any transfers abroad occur, we ensure they comply with applicable legal safeguards.

10. Links to Other Sites

Our site may include links to third-party websites. We are not responsible for their privacy practices—please review their policies independently.

11. Children’s Privacy

We do not knowingly collect data from individuals under the age of 16. If such a collection occurs, we will take immediate steps to delete such information.

12. Updates to This Policy

We reserve the right to update this policy as needed. The “Effective Date” indicates when changes take effect. Continued use of our services implies acceptance of the updated terms and conditions.

13. Contact Us

To ask questions or exercise your privacy rights, contact us via:

BizCash Solutions
36 Four Seasons Shopping Center, #301
Email: Marty@STLMedia.Agency
Phone: 417-529-1133

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Summary of Missouri Law Compliance